For Small Business & Owner-User Properties

SBA Property Readiness Review

For small business owners and owner-user commercial property owners who need to prepare for acquisition, refinance, stabilization, SBA financing, or property-related distress.

Owner-user property decisions sit at the intersection of business operations, real estate, lending, and risk. Legacy APN helps organize the property picture so small business owners and their advisors can move into acquisition, refinance, stabilization, or SBA financing with clearer information.

Who This Is For

Small business owners acquiring an owner-user property
Owner-user commercial property owners preparing to refinance
Businesses stabilizing after operational or financial disruption
Applicants preparing for SBA 504 or SBA 7(a) financing pathways
Owners navigating property-related distress, default risk, or workout pathways
Professionals coordinating with lenders, CDCs, and SBA partners

What We Review

Property condition, occupancy, and use indicators
Title, lien, and ownership organization
Municipal records, code, and zoning indicators
Value indicators and comparable activity
Documents typically required by lenders and SBA partners
Risk flags relevant to acquisition, refinance, or stabilization
Coordination pathways with attorneys, CPAs, lenders, and CDCs

Boundaries

Educational. Coordinated. Not a substitute for licensed professionals.

Legacy APN does not originate loans, underwrite SBA applications, or provide legal, tax, financial, or credit advice. Reviews are educational and strategic in nature and are designed to help organize information and coordinate with lenders, CDCs, attorneys, CPAs, and other licensed professionals.

Request an SBA Property Readiness Review

Owner-User Property Decisions

Better property information before the next business decision.

Submit a property review request. The earlier the situation is reviewed, the more options may be available.

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